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Enhanced Card Verification removes the complexity of writing logic for every AVS and CVV scenario — when enabled, Jupico automatically passes or declines transactions based on processor feedback. This feature is optional and can be enabled or disabled at the merchant level. When it is not enabled, processor responses are passed directly to you for decisioning.
Enhanced Card Verification is optional and configurable at the merchant level. Contact your Jupico implementation manager to enable it for your merchants.

How It Works

Jupico’s Enhanced Card Verification system streamlines address and card security checks, allowing you to automate decisions based on processor feedback rather than building your own AVS/CVV decision logic.
  • AVS (Address Verification System): Compares the billing address provided by the customer with the address on file with the card issuer.
  • CVV (Card Verification Value): Verifies the card security code to confirm that the person making the transaction physically possesses the card.
When Enhanced Card Verification is enabled, Jupico evaluates the processor response against the rules in the tables below and automatically determines whether to pass or decline the transaction. When it is disabled, you receive the raw processor response and make the decisioning yourself.

AVS Codes

The Address Verification System (AVS) verifies billing address details provided during a transaction against those stored by the card issuer. The table below lists every AVS code, its description, the corresponding processor response, and the action Jupico takes when Enhanced Card Verification is enabled.

CVV Codes

The Card Verification Value (CVV) is a security code used in card-not-present transactions. The table below lists every CVV code, its description, the corresponding processor response, and the action Jupico takes when Enhanced Card Verification is enabled.
Last modified on July 15, 2026