> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jupico.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Scheduled Payouts: Automate Merchant Fund Transfers

> Set up Jupico scheduled payouts to automatically transfer merchant funds on a daily, weekly, or monthly cycle with no manual intervention.

Scheduled Payouts are designed for businesses that need consistent, predictable payout timing. Instead of manually initiating each transfer, you configure a payout interval at the merchant level and Jupico automatically transfers accumulated funds to the merchant on that cycle — no manual intervention required.

## How Scheduled Payouts Work

Funds accumulate in a merchant's balance as transactions are processed through your platform. At each configured interval, Jupico sweeps the available balance and initiates a transfer to the merchant's linked bank account. The process is fully automated: once the schedule is set, payouts go out without any action on your part.

**Available schedules:**

* **Daily** — funds are transferred every business day
* **Weekly** — funds are transferred once per week on a configured day
* **Monthly** — funds are transferred once per month on a configured date

## Benefits

* **Consistent schedule:** Merchants receive funds at predictable intervals, making it easier for them to plan cash flow.
* **Reduced administrative overhead:** Automated transfers eliminate the need for manual payout initiation.
* **Simplified cash flow management:** A regular cadence reduces reconciliation complexity for both your platform and your merchants.

## Configuration

Payout schedules are configured at the merchant or submerchant level through the Jupico Backoffice. To set up or change a payout schedule, navigate to the merchant's settings in Backoffice and select the desired payout interval.

<Note>
  **Sandbox behavior:** In the sandbox environment, transaction processing is accelerated to approximately 2 minutes. In production, transactions settle in end-of-day batches and payouts are disbursed with next-day settlement.
</Note>

## Scheduled vs. API Payouts

Use the table below to decide which payout type fits each use case on your platform.

| Use Case                            | Recommended   |
| ----------------------------------- | ------------- |
| Predictable, recurring payouts      | Scheduled     |
| Variable or on-demand payouts       | API (Dynamic) |
| Simplified merchant cash flow       | Scheduled     |
| One-time or event-triggered payouts | API (Dynamic) |

<Tip>
  Before going to production, use the [Go-Live Checklist](/docs/operations/go-live-checklist) to verify that payout timing is configured correctly for each merchant and that your integration handles payout notifications as expected.
</Tip>